Financial Statements for 2013 31.12.2013 Auditor`s opinion and report on the audit of the financial statements of Getin Noble Bank S.A. for the 2013 financial year Directors’ report of Getin Noble Bank S.A. for the 12-month period ended 31 December 2013 Getin Noble Bank S.A. financial statements for the year ended 31 December 2013 with the auditor’s report