Financial Statements for 2012 31.12.2012 Auditor’s opinion Report on the audit of the financial statements of Getin Noble Bank S.A. for the 2012 financial year Directors’ report of Getin Noble Bank S.A. for the 12-month period ended 31 December 2012 Getin Noble Bank S.A. financial statements for the year ended 31 December 2012 with the auditor’s report