Consolidated financial statements for 2015 31.12.2015 Auditor`s opinion and report on the audit of the consolidated financial statements of Getin Noble Bank S.A. capital group for the 2015 financial year Directors’ report of the Getin Noble Bank S.A. capital group for the 12-month period ended 31 December 2015 Consolidated financial statements for the year ended 31 December 2015 with the auditor’s report