Consolidated financial statements for 2014 31.12.2014 Auditor`s opinion and report on the audit of the consolidated financial statements of Getin Noble Bank S.A. capital group for the 2014 financial year Directors’ report of the Getin Noble Bank S.A. capital group for the 12-month period ended 31 December 2014 Consolidated financial statements for the year ended 31 December 2014 with the auditor’s report